Business-Focused Defense for Complex Mortgage Disputes
The legal landscape governing mortgage origination, servicing, and enforcement is in constant flux. For institutional lenders and mortgage companies, this makes enforcing property interests and navigating default challenging.
Operational missteps can quickly escalate into borrower complaints, regulatory scrutiny, or large-scale litigation, and trigger significant legal exposure. At Pilgrim Christakis, we provide mortgage litigation defense that protects your company’s reputation while minimizing disruption to your business.
Litigation Experience Meets Operational Insight
We approach every matter with a litigator’s mindset. Our strategies aren’t theoretical—they’re informed by how mortgage disputes actually play out in court.
For nearly two decades, our attorneys have handled foreclosure and counterclaim defense across the country. Since the 2008 financial crisis, these cases have represented a significant share of our work, giving us deep familiarity with the claims, forums, and tactics that define this area of law.
Whether on an individual or class action basis, borrower lawsuits often allege wrongdoing related to:
- Payment processing and account errors
- Escrow management
- Fair lending violations
- Loan modification or loss mitigation disputes
- Lender placed insurance
- Service member protections
- Communication breakdowns, inaccurate information, and credit reporting errors
- Improper fees and costs
Modern servicing platforms and vendor systems introduce unique technology-driven risks. When servicing rights transfer, even small errors in data mapping, escrow histories, or loss-mitigation records can create significant operational vulnerabilities. Automated late-fee triggers, algorithmic foreclosure workflows, and API-level data inconsistencies can quickly produce widespread borrower impact and class action exposure if not properly controlled and audited.
Our work representing mortgage lenders in active disputes gives us rare visibility into these operational fragilities, allowing us to spot patterns and root-cause errors that often go undetected by others.
Practical Guidance, Not Playbooks
Settlements in mortgage litigation can be costly, and abandoning foreclosure actions due to alleged infractions can carry even greater losses. Yet litigating every claim to verdict isn’t always practical either.
We are specialist defense lawyers who focus on the financial sector, allowing us to deliver balanced solutions that reflect both legal risk and business realities of mortgage servicing.
With Pilgrim Christakis, you gain a defense partner who understands the full picture—legal, operational, and reputational—and delivers practical strategies that hold up under pressure.