Strategic, Experienced Defense for Auto Lenders
Dynamic compliance expectations and heightened regulatory scrutiny are facts of life in the auto finance arena. Whether you’re an installment lender, a captive finance company, an indirect auto lender, or a buy-here-pay-here dealership, litigation risk is constant.
When claims arise, you need a firm that knows this terrain. At Pilgrim Christakis, our attorneys bring deep experience across the auto finance industry. We’re financial services specialists who know how to navigate these matters efficiently, effectively, and with your broader business objectives in mind.
Litigation with Insight
Because financial services litigation is our sole focus, we see patterns others overlook. A single borrower complaint may point to a broader operational weakness—an issue with a vendor transition, a disclosure template, or an outdated system configuration. We identify those issues early and help you address them before they escalate.
We also understand the economics of auto finance disputes. Some claims aren’t worth litigating, even when the allegations are weak. Yet settling too readily can invite more claims. Our experience allows us to strike the right balance—resolving disputes efficiently while discouraging frivolous litigation.
The Issues We Navigate
Our attorneys have extensive experience defending against:
- Allegations under the Truth in Lending Act (TILA) and state installment lending statutes
- Disputes involving fee disclosures and contract terms
- Repossession-related claims, including notice and breach of peace issues
- Fair Debt Collection Practices Act (FDCPA) matters
- Credit reporting disputes under the Fair Credit Reporting Act (FCRA)
- Class actions challenging ancillary products or servicing practices
- State regulatory inquiries and investigations