Alan Ritchie


Alan Ritchie

Alan has been representing the consumer financial services industry in courts and arbitrations across the country for nearly a decade. He regularly represents clients in complex matters involving consumer protection, data privacy, and commercial disputes. He is a frequent presenter at legal and financial services conferences on emerging legal issues and litigation trends and has authored several articles that have appeared in legal publications regarding consumer class actions, the Fair Debt Collection Practices Act, the Truth in Lending Act, the Telephone Consumer Protection Act, and Article III standing.

Born in Texas, Alan has lived in Colorado, Iowa, Illinois and California. He spent his formative years in a town called Sandwich, where he cultivated a love of music and sports. He taught himself guitar at a young age, and since then has played with several bands (including shows at the legendary Whisky A Go Go in Hollywood), attended hundreds of concerts, and developed a small obsession with guitars and amplifiers.




Speaker, “Cleaning Up Your Credit,” Chicago Public Library “Law at the Library” Series (pro bono) | January 24, 2023

Speaker, “The Fair Credit Billing Act and Credit Card Dispute Litigation,” American Bar Association, Consumer Financial Services Committee, Washington, DC | September 14, 2022

Speaker, “This Just In! News You Need to Know in the Credit Card Space,” Conference on Consumer Finance Law, Chicago, IL | May 20, 2022

Speaker, "Cleaning Up Your Credit," Chicago Public Library "Law at the Library" Series (pro bono) | January 25, 2022

Speaker, “Mortgage Servicing Update,” Conference on Consumer Finance Law, Fort Worth, TX | November 7, 2019

Speaker, "Cleaning Up Your Credit," Chicago Public Library "Law at the Library" Series (pro bono) | January 28, 2019


“En Banc Eleventh Circuit Holds Receipt of a Single Text Message Sufficient to Confer Article III Standing,” ABA Business Law Today (July 2023)

“Eighth Circuit Finds Receipt of a Single Debt Collection Letter Insufficient to Confer Standing,” ABA Business Law Today (March 2023)

“U.S. Supreme Court to Hear Oral Arguments on Three Cases Affecting the Consumer Financial Services Industry this Month,” ABA Business Law Today (December 2020)

“Duran v. La Boom Disco, Inc.: The Second Circuit Weighs in on the TCPA’s Definition of ATDS,” ABA Business Law Today (April 2020)

“Class Action Developments,” 72 Bus. Lawyer 1975 (2020)

“Rotkiske v. Klemm: The FDCPA’s One-Year Limitations Period Runs from the Date of the Alleged Violation, Not Discovery,” ABA Business Law Today (January 2020)

"The (Un)Informed Use of Credit: The Need to Clarify Consumers' Right of Rescission Under the Truth in Lending Act," 47.1 LOY. L.A. L. REV. 831 (2014)


American Bar Association, Consumer Financial Services Committee (Young Lawyer Liaison, Housing Finance Subcommittee, 2021-2022)

Chicago Bar Association (Chair, Consumer Credit Committee 2020-2022)

Mortgage Bankers Association

ACA International, Members Attorney Program

Receivables Management Association International (RMAI)

Illinois State Bar Association

Conference on Consumer Finance Law


Contact Alan

(312) 924-1773 DIRECT

(312) 939-0983 FAX

Email  |  Download Vcard

Did You Know

Alan played rugby all four years of college and was selected as a U.S. Rugby Sevens Collegiate All-Star in 2009.

His most memorable vacation was a trip to Scotland and Ireland in honor of his parents' 40th wedding anniversary.

After watching the movie Jerry McGuire, he dreamed of becoming a sports agent.

He's a huge Denver Broncos fan, but will also cheer for the White Sox, the Bulls, and the Blackhawks.

Two things Alan loves about Chicago are its restaurants and its music festivals.

In law school, Alan worked at Loyola's Nonprofit Tax and Transaction Clinic where he counseled nonprofit startups on various corporate law and tax issues.


Loyola Law School, Los AngelesJ.D. (2014)

Northwestern UniversityB.A. (2011)


State of Illinois

State of California

U.S. Court of Appeals, 8th Circuit

U.S. District Court, N.D. Illinois

U.S. District Court, N.D. Indiana

U.S. District Court, S.D. Indiana

U.S. District Court, E.D. Michigan

U.S. District Court, W.D. Michigan

U.S. District Court, E.D. Missouri

U.S. District Court, E.D. Wisconsin

U.S. District Court, W.D. Wisconsin

U.S. District Court, N.D. California

U.S. District Court, C.D. California

U.S. District Court, E.D. California

U.S. District Court, S.D. California

U.S. District Court, S.D. Texas