Anna-Katrina Christakis

Partner

Katrina Christakis

Katrina has been representing financial institutions for over 25 years. A prolific author in the area of consumer finance, she’s frequently invited to speak on litigation trends and class action topics before the American Bar Association, the American Conference Institute, ACA International, the Conference on Consumer Finance Law, and other local and national industry trade groups. From 2018-2021, she served as Chair of the ABA’s Consumer Financial Services Committee and is currently the Treasurer of the American College of Consumer Financial Services Lawyers.

The daughter of Greek immigrants, Katrina was born and raised in Washington, DC (yes, a true native) and still can’t help but refer to “National Airport.” As a young girl she wanted to be a police officer, but later decided she wanted to be a psychologist like her mother. A disappointing grade in Psych 101 changed all that—and jobs in public relations, social work, and law convinced her of her true calling. Her secret vice is celebrity gossip magazines, which she only indulges on vacation.

Presentations

Publications

Associations

Moderator, "Meet the Regulators," American Bar Association's 14th Annual National Institute on Consumer Financial Services Basics, Live Webcast | October 19, 2023

Speaker, "Mass Arbitration: The New Frontier," Conference on Consumer Finance Law, Chicago, IL | May 18, 2023

Speaker, "Data Security for SMEs: Tips for Small and Medium Enterprises," RMAI Webinar | March 8, 2023

Speaker, "Class Action Litigation Update (Mass Arbitrations)," PLI's 25th Annual Consumer Financial Services Institute, Live Webcast | December 8, 2020

Speaker, "Litigation and Regulatory Roundtable," JD Byrider National Convention | November 14, 2020

Speaker, "Legal Ethics in Consumer Financial Services," American Bar Association's 10th National Institute on Consumer Financial Services Basics, Nashville, TN | October 4, 2019

Speaker, "Legal Ethics in the Digital Age," 15th Annual Hudson Cook Consumer Financial Services Conference, Baltimore, MD | April 30, 2019

Speaker, "Membership Recruitment, Involvement and Outreach," 16th Annual Business Bar Leaders Conference, Chicago, IL | May 18, 2018

Speaker, "An Examination of Ethical Quandaries in the Consumer Finance Arena," 15th Annual Hudson Cook Consumer Financial Services Conference, Baltimore, MD | April 24, 2018

Speaker, "From Phone Call to Judicial Opinion: the Full Spectrum of TCPA Litigation," American Bar Association, Consumer Financial Services Committee, Park City, UT | January 8, 2018

Speaker, "Attorney Liability and Ethics: Lessons from Cashcall," Short Term Loan Bar Association, Santa Fe, NM | November 15, 2017

Speaker, "Consumer Communications," American Bar Association's Eighth National Institute on Consumer Financial Services Basics, Washington, DC | October 19, 2017

Speaker, "TCPA Litigation and Compliance Developments," Conference on Consumer Finance Law, Chicago, IL | May 15, 2017

Speaker, "2017 TCPA Landscape," 14th Annual Hudson Cook Consumer Financial Services Conference, Baltimore, MD | April 25, 2017

Speaker, "Post-Spokeo World: the Impact of Article III Standing on Consumer Financial Services Litigation," American Bar Association, Business Law Section Meeting, New Orleans, LA | April 5, 2017

Moderator, "Litigation Trends and Insights from the Consumer Bar," American Conference Institute's 22nd National Forum on Residential Mortgage Litigation, San Diego, CA | January 12, 2017

Speaker, "2016 TCPA Landscape: Using Litigation Developments to Guide Your Compliance," Payday Loan Bar Association, Santa Barbara, CA | November 10, 2016

Speaker, "Regulation by Enforcement: Consent Order Compliance," NARCA Fall Conference, Las Vegas, NV | October 28, 2016

Speaker, "Consumer Communications," American Bar Association's Seventh National Institute on Consumer Financial Services Basics, Washington, DC | October 18, 2016

Moderator, "Mortgage Litigation from a Plaintiff's Perspective," American Conference Institute's 21st National Forum on Residential Mortgage Litigation, Dallas, TX | September 27, 2016

Moderator, "Update on TCPA Litigation and Compliance Challenges," Conference on Consumer Finance Law, Chicago, IL | September 16, 2016

Moderator, "The Borrower's Perspective," American Conference Institute's 20th National Forum on Residential Mortgage Litigation, Washington, DC | April 20, 2016

Speaker, "What Happens in the Supreme Court Doesn't Stay in the Supreme Court: Review of Pending Cases Affecting Debt Buyers," DBA International 2016 Annual Conference, Las Vegas, NV | February 10, 2016

Moderator, "Implications of the FCC's July 10th TCPA Order," Conference on Consumer Finance Law, Chicago, IL | November 19, 2015

Speaker, "The New TCPA: Defending Against the Onslaught of Lawsuits," Payday Loan Bar Association Annual Meeting, Scottsdale, AZ | November 5, 2015

Speaker, "Consumer Communications," American Bar Association's Sixth National Institute on Consumer Financial Services Basics, Washington, DC | October 9, 2015

Moderator, "Consumer Perspectives on Mortgage Litigation Trends," ACI's 17th National Forum on Residential Mortgage Litigation & Regulatory Enforcement, Washington, DC | April 30, 2015

Moderator, "Judicial Insights on Foreclosure, Loan Modification, and Bankruptcy Litigation," ACI's 14th National Forum on Residential Mortgage Litigation & Regulatory Enforcement, Washington, DC | April 25, 2014

Moderator, "Views from the Bench: Judicial Perspectives on Consumer Finance Litigation," ABA Business Law Section, Spring Meeting, Los Angeles, CA | April 10, 2014

Speaker, "TCPA Developments and Litigation Trends," ACI's 17th National Conference on Consumer Finance Class Actions & Litigation, New York, NY | January 29, 2014

Speaker, "Contested Mortgage Foreclosure, MERS and Beyond: Latest Developments," Strafford webinar | December 11, 2013

Speaker, "Creditor and Collector Liability: FDCPA and SCRA Basics," American Bar Association's 4th National Institute on Consumer Financial Services Basics, Baltimore, MD | September 30, 2013

Speaker, "Servicer Liability Under the FDCPA: When is a Mortgage Servicer Considered a Debt Collector," ACI's 12th National Forum on Residential Mortgage Litigation and Regulatory Enforcement, Dallas, TX | September 27, 2013

Panelist, "Ask the Attorney," insideARM Webinar | June 20, 2013

Speaker, "Class Certification Issues in Bankruptcy," ACI's 11th National Forum on Residential Mortgage Litigation and Regulatory Enforcement, Washington, DC | April 30, 2013

Speaker, "MERS and Securitization in Contested Foreclosure Litigation," Strafford webinar | January 24, 2013

Moderator, "Judicial Insights on Class Certification and Proof of Claim Issues, Foreclosure Litigation Standards in Bankruptcy Court, and Scope of Jurisdiction," ACI's 10th National Forum on Residential Mortgage Litigation and Regulatory Enforcement, San Francisco, CA | January 17, 2013

Speaker, "The Nuts and Bolts of Arbitration," ACA/MAP Fall Forum, Chicago, Illinois | November 8, 2012

Speaker, "Servicing and Collections: an Introduction to the FDCPA and SCRA," American Bar Association's Third National Institute on Consumer Financial Services Basics, Washington, DC | October 8, 2012

Speaker, "Loan Servicing: Complying with New and Emerging Regulations," American Conference Institute, Dallas, TX | September 27, 2012

Speaker, "Arbitration in the Wake of Concepcion," ACA International-MAP Conference, Ft. Lauderdale, FL | July 19, 2012

Speaker, "Mortgages in Bankruptcy: Prevailing Against the Latest Bankruptcy Litigation Claims," American Conference Institute, Washington, DC | March 30, 2012

Speaker, "TCPA Year in Review," ACA/MAP Fall Forum, Chicago, Illinois | November 10, 2011

Speaker, "Class Action Litigation Under the TCPA," Credit Law Institute and Conference on Consumer Finance Law, Grapevine, Texas | October 27, 2011

Speaker, "The Least Sophisticated Consumer and the Materiality Doctrine," ACA International-MAP Conference, Dallas, TX | July 15, 2011

Speaker, "How Creditors Get Into Trouble," Eighth Annual Housing and Auto Finance Workshop, Hudson Cook LLP, Baltimore, MD | May 3, 2011

Speaker, "TILA: Outside the Box," Credit Law Institute and Conference on Consumer Finance Law, Southlake, Texas | October 28, 2010

Speaker, "Top 10 Rainmaker Best Practices for 2011," DRI Annual Meeting, San Diego, California | October 21, 2010

Speaker, "Prevailing Against the Latest Bankruptcy Litigation Claims," American Conference Institute, Dallas, Texas | October 19, 2010

Speaker, "How to Handle Disputes," ACA International-MAP Conference, Washington, DC | July 14, 2010

Speaker, "Cleaning Up Your Credit," Chicago Public Library "Law at the Library" Series (pro bono) | January 1, 2010

Speaker, "Cases, Claims & Industry News," Campus ACA Teleseminar | November 10, 2009

Speaker, "Current Issues in Debt Collection, Including Ethics," Credit Law Institute and Conference on Consumer Finance Law, Dallas, Texas | November 5, 2009

Speaker, "Avoiding the Latest Bankruptcy Court Claims," American Conference Institute, Dallas, Texas | October 27, 2009

Speaker, "Foreclosures in Federal Court: Motion and Pre-Trial Practice," Illinois State Bar Association, Chicago, Illinois | May 18, 2009

Speaker, "Cleaning Up Your Credit," Chicago Public Library "Law at the Library" Series (pro bono) | January 1, 2009

Speaker, "Balance Transfer Offers for Charged Off Debt," Credit Law Institute and Conference on Consumer Finance Law, Dallas, Texas | November 1, 2008

Speaker, "Telephone Communications: An FDCPA & TCPA Update," Credit Law Institute and Conference on Consumer Finance Law, Dallas, Texas | October 1, 2008

Speaker, "Legal Issues Surrounding Balance Transfer Offers," American Bar Association, New York, New York | August 1, 2008

Speaker, "FDCPA Case Law Update: Year in Review," ACA International-MAP Conference, Hollywood, Florida | July 1, 2008

Speaker, "Cleaning Up Your Credit," Chicago Public Library "Law at the Library" Series (pro bono) | January 1, 2008

Speaker, "Firm Offer of Credit Litigation," Credit Law Institute and Conference on Consumer Finance Law, Dallas, Texas | November 1, 2007

Speaker, "Update on State Fair Debt Collection Practices Laws," Credit Law Institute and Conference on Consumer Finance Law, Dallas, Texas | October 1, 2007

Speaker, "Cleaning Up Your Credit," Chicago Public Library "Law at the Library" Series (pro bono) | January 1, 2007

Speaker, "Consumer Litigation Update and Hotspots," Conference on Consumer Finance Law, Honolulu, Hawaii | August 1, 2006

Speaker, "State Fair Debt Collection Practices or ‘Mini-FDCPA' Laws," Credit Law Institute and Conference on Consumer Finance Law, Dallas, Texas | November 1, 2006

Speaker, "Illinois Credit Counseling and Mortgage Rescue Fraud," Credit Law Institute and Conference on Consumer Finance Law, Dallas, Texas | November 1, 2006

Speaker, "State Mini-FDCPA Laws: Enhanced Exposure for Creditors and Debt Collectors," American Bar Association, Tampa, Florida | April 1, 2006

Speaker, "Creditor's Duty to Investigate Disputes Under FCRA," Credit Law Institute and Conference on Consumer Finance Law, Dallas, Texas | November 1, 2005

Speaker, "Update on Servicemembers Civil Relief Act," Credit Law Institute and Conference on Consumer Finance Law, Dallas, Texas | November 1, 2005

Speaker, "An Overview of HOEPA, Old and New," Credit Law Institute and Conference on Consumer Finance Law, Palm Springs, California | April 1, 2002

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"Class Action Developments," 74 Bus. Lawyer 561 (2019)

"Post-Spokeo: The Impact of Article III Standing on Consumer Finance Litigation," 73 Bus. Lawyer 565 (2018)

"'So You're Telling Me There's a Chance': The Post-Campbell-Ewald Possibility of Mooting a Class Action by Tender of Complete Relief," 71 Consumer Fin. L. Q. Rep. 237 (2018)

"The High Court Speaks on Standing, Mootness, Arbitration, and Representative Evidence," 72 Bus. Lawyer 567 (2017)

"Class Action Developments," 70 Bus. Lawyer 669 (2015)

“Does Mortgage Foreclosure Constitute ‘Collection Conduct’ Under the FDCPA?” MAPbulletin April 2013 (Vol. 19, No. 4)

"The Arbitration Conundrum," MAPbulletin November 2012 (Vol. 18, No. 11)

"The TCPA Year in Review," 66 Consumer Fin. L. Q. Rep. 4 (2012)

"No Shelter from TCPA Damages in Illinois," MAPbulletin May 2012 (Vol. 18, No. 5)

"State or Federal Law—Which Law Governs Over TCPA Claims?" MAPbulletin December 2011 (Vol. 17, No. 12)

"State Chain of Title Requirements," featured in "The Future of Compliance for the Debt Collection Industry," insideARM (2011)

"Seventh Circuit Holds the FDCPA Does Not Reach Statements Made to Courts and Judges," MAPbulletin April 2011 (Vol. 17, No. 4)

"Recent Cases Concerning the Treatment of Attorney Debt Collectors Under the FDCPA," 66 Bus. Lawyer 551 (2011)

"Can an Inaccurate Proof of Claim Result in FDCPA Liability," MAPbulletin November 2010 (Vol. 16, No. 11)

"FDCPA Update: Keeping Pace in a Changing Consumer Environment," 65 Bus. Lawyer 673 (2010)

"How Women Lawyers Can Win New Business by Being Themselves," The Woman Advocate, Vol. 15, No. 2 (Winter 2010)

"Can Reckless Mortgage Underwriting Practices Constitute a Defect in Title," 16 Bus. Torts J. 14 (Spring 2009)

"Fair Debt Collections Update: Communications and Other Issues," 64 Bus. Lawyer 665 (2009)

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American Bar Association, Business Law Section's Consumer Financial Services Committee (Committee Chair 2018-2021; National Institute 2016-2018; Pro Bono Subcommittee 2015-2018; Programs Subcommittee 2011-2015; Debt Collection Practices and Bankruptcy Subcommittee 2005-2011)

American College of Consumer Financial Services Lawyers (Treasurer 2023-present; Secretary 2021-2023)

Conference on Consumer Finance Law (Member, Governing Committee; Vice President, Meetings, 2014-2021)

Receivables Management Association (Member, Legal Affairs Committee 2016-present)

Chicago Bar Association (Chair, Consumer Credit Committee 2006-2007)

ACA International, Members Attorney Program (Member, MAP Committee 2010-2013)

American Bar Foundation, Fellow

Mortgage Bankers Association

Illinois State Bar Association

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Contact Katrina

(312) 939-0920 DIRECT

(312) 939-0983 FAX

Email  |  Download Vcard


Did You Know

Katrina’s kitchen never runs out of chocolate chips or maple syrup.

She loves horror movie trailers (the campier the better) but can’t stomach actual slasher films.

She named her dog Thelma after one of her favorite movies.

Katrina loves reading memoirs and non-fictional accounts of true events.

She's been known to agonize over punctuation like Oscar Wilde (he once spent most of the day putting in a comma and the rest of the day taking it out).

Katrina owes her love of anthropology to the Kapauku people—and her older brother who introduced her to them.

She completed her one and only triathlon in 2013.

She spent 8 years on the board of the Chicago Tap Theatre, helping to expand this uniquely American dance form.

Her youngest son named the family cat Matilda, after the eponymous Roald Dahl book.

Education

University of Wisconsin Law SchoolJ.D. (1997)

Northwestern University School of LawVisiting Student (1996-1997)

Cornell UniversityB.A., cum laude (1991)

Admissions

State of Illinois

State of Indiana

State of Missouri

State of Wisconsin

U.S. Supreme Court

U.S. Court of Appeals, 6th Circuit

U.S. Court of Appeals, 7th Circuit

U.S. Court of Appeals, 8th Circuit

U.S. Court of Appeals, 11th Circuit

U.S. District Court, N.D. Illinois

U.S. District Court, C.D. Illinois

U.S. District Court, S.D. Illinois

U.S. District Court, N.D. Indiana

U.S. District Court, S.D. Indiana

U.S. District Court, E.D. Wisconsin

U.S. District Court, W.D. Wisconsin

U.S. District Court, E.D. Michigan

U.S. District Court, W.D. Michigan

U.S. District Court, E.D. Missouri

U.S. District Court, W.D. Missouri

U.S. District Court, N.D. Oklahoma

U.S. District Court, E.D. Oklahoma

U.S. District Court, W.D. Oklahoma

U.S. District Court, E.D. Texas

U.S. District Court, W.D. Texas

U.S. District Court, N.D. Texas

U.S. District Court, D. Kansas