News & Events

Creditor and Collector Conduct: FDCPA, SCRA and UDAAP

Location: University of Maryland School of Law, Baltimore, MD
Date: September 30, 2013
Click here for more information about this event.

Join Katrina Christakis and Tom Pahl (Consumer Financial Protection Bureau) at the American Bar Association’s 4th Annual National Institute on Consumer Financial Services Basics for a discussion of regulations addressing creditor and loan servicer conduct, including debt collection practices, treatment of service members under the Servicemembers Civil Relief Act and what constitutes “unfair or deceptive” acts and practices.

Event Highlights:

Facing the most comprehensive revision of federal consumer financial services (CFS) law in 75 years, even experienced consumer finance lawyers might feel it is time to get back in the classroom. This live meeting is designed to expose practitioners to key areas of consumer financial services law, whether you need a primer or a refresher.  It is time to take a step back and think through some of these complex issues with a faculty that combines decades of practical experience with law school analysis. The classroom approach is used to review the background, assess the current policy factors, step into the shoes of regulators, and develop an approach that can be used to interpret and evaluate the scores of laws and regulations that affect your clients.

This program will explain each of the major sources of regulation of consumer financial products in the context of the regulatory techniques and policies that are the common threads in a complex pattern, including:

    • Price regulation and federal preemption of state price limitations
    • Truth in lending and disclosure requirements
    • Advertising, marketing, and sales practices
    • Loan origination, servicing and collection
    • Regulating unfair, deceptive, and abusive acts and practices
    • Data security, fraud prevention and identity protection
    • Consumer reporting: FCRA & FACT Act
    • Fair lending and fair access to financial services
    • Remedies: regulators and private plaintiffs
    • CFS Perspectives from Consumer Advocates
    • CFS Perspectives from Industry Counsel

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